{"id":1899,"date":"2026-02-24T11:48:26","date_gmt":"2026-02-24T18:48:26","guid":{"rendered":"https:\/\/chf-ca.papercrane.ca\/une-ponction-federale-de-55-millions-empeche-une-cooperative-dhabitation-de-winnipeg-deffectuer-des-reparations\/"},"modified":"2026-02-24T11:48:26","modified_gmt":"2026-02-24T18:48:26","slug":"une-ponction-federale-de-55-millions-empeche-une-cooperative-dhabitation-de-winnipeg-deffectuer-des-reparations","status":"publish","type":"post","link":"https:\/\/chf-ca.papercrane.ca\/fr\/une-ponction-federale-de-55-millions-empeche-une-cooperative-dhabitation-de-winnipeg-deffectuer-des-reparations\/","title":{"rendered":"Une ponction f\u00e9d\u00e9rale de 5,5 millions emp\u00eache une coop\u00e9rative d’habitation de Winnipeg d’effectuer des r\u00e9parations"},"content":{"rendered":"

\u00c0 cause d’Ottawa, les membres d’une coop\u00e9rative de Winnipeg devront faire face \u00e0 l’hiver avec des fen\u00eatres \u00e0 simple vitrage<\/strong><\/p>\n

Le 13 septembre 2012 (Winnipeg, Manitoba) \u2014<\/span> Une p\u00e9nalit\u00e9 in\u00e9quitable et exorbitante de 5,5 millions de dollars exig\u00e9e par la Soci\u00e9t\u00e9 canadienne d’hypoth\u00e8ques et de logement (SCHL) pour le remboursement anticip\u00e9 d’un pr\u00eat hypoth\u00e9caire emp\u00eache une coop\u00e9rative d’habitation de Winnipeg d’effectuer les r\u00e9parations n\u00e9cessaires \u00e0 ses b\u00e2timents vieux de 36 ans. La Village Canadien Co\u2011op Limited (VCCL) a demand\u00e9 \u00e0 Diane Finley, la ministre f\u00e9d\u00e9rale responsable de la SCHL, de presser la Soci\u00e9t\u00e9 d’imposer des frais justes et raisonnables pour que la coop\u00e9rative puisse rembourser son pr\u00eat hypoth\u00e9caire avant l’\u00e9ch\u00e9ance.<\/p>\n

Le gestionnaire de la VCCL, David Gawthrop, souligne que la SCHL ne laissera pas la coop\u00e9rative rembourser son pr\u00eat hypoth\u00e9caire de 4,5 millions de dollars sans payer une p\u00e9nalit\u00e9 additionnelle de 5,5 millions de dollars, pour un total de 10 millions de dollars. \u00abNous sommes pr\u00eats \u00e0 payer une p\u00e9nalit\u00e9 raisonnable et normale\u00bb, pr\u00e9cise M. Gawthrop, \u00abmais la p\u00e9nalit\u00e9 de 5,5 millions de dollars exig\u00e9e par la SCHL est une demande outrageuse et inabordable qui ne peut \u00eatre justifi\u00e9e.\u00bb<\/p>\n

La p\u00e9nalit\u00e9 que la SCHL exige repr\u00e9sente tous les int\u00e9r\u00eats qui seraient payables \u00e0 l’\u00e9gard du pr\u00eat hypoth\u00e9caire de la coop\u00e9rative, dont l’\u00e9ch\u00e9ance est en 2028, \u00e0 un taux d’int\u00e9r\u00eat fixe de 13,25 p. cent.<\/p>\n

La F\u00e9d\u00e9ration de l’habitation coop\u00e9rative du Canada (FHCC) reconna\u00eet comme la VCCL que ce geste de la SCHL constitue une ponction injustifi\u00e9e. D’apr\u00e8s le directeur des Affaires de l’association \u00e0 la FHCC, Nick Sidor, cette p\u00e9nalit\u00e9 est in\u00e9quitable et elle exc\u00e8de consid\u00e9rablement toute p\u00e9nalit\u00e9 de remboursement anticip\u00e9 qu’exigerait un autre pr\u00eateur \u00e0 la coop\u00e9rative.<\/p>\n

\u00abAucun autre pr\u00eateur n’exigerait un montant aussi consid\u00e9rable\u00bb, indique M. Sidor. \u00abNous avons port\u00e9 cette question \u00e0 l’attention de la ministre Finley il y a plusieurs mois et jusqu’\u00e0 maintenant elle n’a pas encore agi. Si une p\u00e9nalit\u00e9 de remboursement anticip\u00e9 \u00e9quitable \u00e9tait en place, la coop\u00e9rative serait pr\u00eate \u00e0 amorcer les n\u00e9gociations avec une caisse de cr\u00e9dit de Winnipeg pour obtenir un nouveau pr\u00eat hypoth\u00e9caire en vue de financer les r\u00e9parations n\u00e9cessaires.\u00bb<\/p>\n

Le 11 juillet, le conseil de Metro Vancouver a \u00e9galement \u00e9crit \u00e0 Mme Finley l’exhortant \u00e0 demander \u00e0 la SCHL de r\u00e9duire ou d’\u00e9liminer les p\u00e9nalit\u00e9s excessives en cas de remboursement anticip\u00e9 pour les fournisseurs de logements sociaux qui veulent refinancer leurs propri\u00e9t\u00e9s.<\/p>\n

La pr\u00e9sidente b\u00e9n\u00e9vole de la VCCL, Linda Ferguson, souligne que les membres de la coop\u00e9rative savent que, sans les r\u00e9novations n\u00e9cessaires, les logements de la coop\u00e9rative vont simplement se d\u00e9t\u00e9riorer. \u00abLa VCCL est vou\u00e9e \u00e0 offrir des logements abordables de qualit\u00e9 aux r\u00e9sidents de Winnipeg, mais cette p\u00e9nalit\u00e9 de 5,5 millions de dollars impos\u00e9e par la SCHL nous emp\u00eache de pr\u00e9server ces pr\u00e9cieux logements pour les g\u00e9n\u00e9rations futures. Nous ne pouvons attendre 16 autres ann\u00e9es pour r\u00e9nover nos b\u00e2timents et nous ne devrions pas avoir \u00e0 le faire.\u00bb<\/p>\n

La r\u00e9cente \u00e9valuation de l’\u00e9tat du b\u00e2timent effectu\u00e9e sur la coop\u00e9rative montre qu’elle devrait emprunter environ 2,7 millions de dollars pour refaire l’isolation et changer les fen\u00eatres, qui n’ont pas \u00e9t\u00e9 remplac\u00e9es depuis l’ouverture de la coop\u00e9rative en 1976, et pour remplacer la toiture.<\/p>\n

La FHCC a \u00e9galement indiqu\u00e9 \u00e0 la ministre Finley que ce blocage de la SCHL pour obtenir de nouveaux pr\u00eats signifie que des emplois en construction et des investissements dans les \u00e9conomies locales seront perdus.<\/p>\n

La FHCC est la voix nationale du mouvement de l’habitation coop\u00e9rative au Canada. Elle compte parmi ses membres pr\u00e8s de 900 coop\u00e9ratives d’habitation sans but lucratif et d’autres organismes \u00e0 l’\u00e9chelle du Canada. Plus d’un quart de millions de Canadiens vivent<\/p>\n

Pour de plus amples renseignements :<\/strong><\/p>\n

Nick Sidor, directeur, Affaires de l’association, 613-297-5139, nsidor@fhcc.coop<\/a><\/p>\n

Linda Ferguson, pr\u00e9sidente, Village Canadien, 204-255-1676<\/p>\n

David Gawthrop, directeur g\u00e9n\u00e9ral, Village Canadien, 204-257-2501<\/p>\n

David Granovsky, coordonnateur des relations gouvernementales, 1-800-465-2752, poste 222, 613-290-7687, dgranovsky@fhcc.coop<\/a><\/p>\n

Scott Jackson, gestionnaire de programme, Communications nationales, 1-877-533-2667, poste 122, sjackson@fhcc.coop<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

\u00c0 cause d’Ottawa, les membres d’une coop\u00e9rative de Winnipeg devront faire face \u00e0 l’hiver avec des fen\u00eatres \u00e0 simple vitrage Le 13 septembre 2012 (Winnipeg, Manitoba) \u2014 Une p\u00e9nalit\u00e9 in\u00e9quitable … Continued<\/a><\/p>\n","protected":false},"author":2,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[77],"tags":[],"class_list":["post-1899","post","type-post","status-publish","format-standard","hentry","category-non-classe"],"acf":[],"yoast_head":"\nUne ponction f\u00e9d\u00e9rale de 5,5 millions emp\u00eache une coop\u00e9rative d'habitation de Winnipeg d'effectuer des r\u00e9parations - CHF Canada<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Une ponction f\u00e9d\u00e9rale de 5,5 millions emp\u00eache une coop\u00e9rative d'habitation de Winnipeg d'effectuer des r\u00e9parations - 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